lifecoverplus.com


Compare Critical Illness Insurance Quotes

By clicking "Compare Quotes Now" you agree to be contacted by telephone, email and electronic messaging by an FCA authorised insurance firm to provide the comparison service and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.
Our FCA authorised brokers include Reassured Limited, the UK's largest and award-winning life insurance broker.

How does Critical Illness Insurance work?

Critical illness cover pays out a tax-free lump sum if you’re diagnosed with an insured medical condition. It’s not the same as life insurance, which pays money to a person or people you name if you pass away.

Your cover will be based on how long you want your policy to last, and how much you want to pay each month.

You’ll probably want to make sure that you have cover in place for as long as you still have significant demands on your income, such as an outstanding mortgage or children's education fees.

COMPARE & SAVE

Never pay more than you need to. Get peace of mind that you and your family are protected. Compare the leading UK insurers to get your best deal.

PROTECT LOVED ONES

Protecting those you love is a wonderful gift to give. For just a few pounds a month, you can ensure that your loved ones will be financially secure.

SUPER FAST COVER

Answer some health and lifestyle questions to see if you qualify for a Life Insurance policy. If you do, you can have your life covered quickly and easily.

UK Wide Coverage

Wherever you live in the United Kingdom, our network of life insurance partners can find the right life insurance policy to suit you individual needs and budget.

Experienced staff and leading UK insurers are able to help you build your life cover to suit your individual circumstances.

Critical Illness FAQs

What is Critical Illness Insurance?

Critical illness insurance cover protects you and your family if you are unlucky enough to be diagnosed with a serious illness, such as cancer or a stroke. A lump sum is payable on confirmed diagnosis and is usually tax-free.

This payout provides valuable financial support for your family if you are unable to work. At such a stressful time, full of uncertainty, critical illness cover can be an essential financial lifeline, allowing you to concentrate on getting better.

Critical illness insurance is generally an add-on to a traditional life insurance policy, such as term or mortgage life insurance.

Is there a list of covered illnesses?

Critical illness insurance typically pays out if you contract and are diagnosed with a life-threatening illness or life-changing condition.

Cancer, MS, motor neurone disease, permanent disability, organ transplants, and stroke to name a few.

Different insurers and policies do vary on the conditions covered, so it is important that you seek advice and confirmation when taking out a critical illness policy.

Is Critical Illness Insurance right for me?

Critical illness insurance cover is often an excellent add-on to a term life insurance policy, offering extra peace of mind to you and your family.

Your personal health profile and individual circumstances will be needed to guide you to a correct conclusion. Do you have existing provisions in place? Do you need a lump sum to cover a mortgage, living expenses, and other costs if you are diagnosed with a serious illness?

A life insurance expert can help guide you to the best information to help you make an informed decision.

How much cover should I consider?

The amount of cover needed is different for everyone and needs to factor in your personal circumstances. You may like to list all your monthly commitments, any outstanding mortgage, the type of lifestyle you want for yourself and your family in the future.

Professional staff can help you put this information into a logical order to make sure you get the correct level of cover.

How do I get Critical Illness Insurance?

The process of getting a critical illness quote is simple. Just complete the questions on the form above and a team of expert life insurance staff can start to find the right policy for you. They will discuss all your circumstances to learn what products and cover options are right for you and your loved ones.