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Compare Mortgage Life Insurance Quotes

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Our FCA authorised brokers include Reassured Limited, the UK's largest and award-winning life insurance broker.

How does Mortgage Life Insurance work?

Mortgage protection insurance is a type of life insurance. It is designed to pay off your mortgage if you pass away or become terminally ill.

If the unexpected happens, your family will keep their home without having to worry about being able to afford mortgage payments. One less thing to worry about during a highly emotional time.

Mortgage protection insurance is often referred to as mortgage life insurance or mortgage protection life insurance. They are the same thing.

Mortgage life insurance is typically taken out on a decreasing term basis, so that as the mortgage is reduced, the level of life cover reduces in line with the amount owing.

COMPARE & SAVE

Never pay more than you need to. Get peace of mind that you and your family are protected. Compare the leading UK insurers to get your best deal.

PROTECT LOVED ONES

Protecting those you love is a wonderful gift to give. For just a few pounds a month, you can ensure that your loved ones will be financially secure.

SUPER FAST COVER

Answer some health and lifestyle questions to see if you qualify for a Life Insurance policy. If you do, you can have your life covered quickly and easily.

UK Wide Coverage

Wherever you live in the United Kingdom, our network of life insurance partners can find the right life insurance policy to suit you individual needs and budget.

Experienced staff and leading UK insurers are able to help you build your life cover to suit your individual circumstances.

Mortgage Life Insurance FAQs

Am I eligible for Mortgage Life Insurance?

If you are over 18, a UK resident, and have a mortgage, you should be eligible. Some insurers may have an upper age limit, and you may have to agree to credit  and mortgage checks before your policy can be approved.

Can I get mortgage life insurance from my mortgage lender?

Many mortgage lenders have access to mortgage life insurance, often known as decreasing term life cover. It's always worth shopping around to find the best deal. A quote via our site will let you compare the leading UK providers and make appropriate comparisons.

What is the difference between mortgage and general life insurance?

Mortgage life insurance is used specifically to pay off your mortgage if you pass away or become terminally ill. General life insurance provides a lump sum to your family, which they can use for whatever purposes they want.

Do I need a medical or health checks to be accepted?

You will be asked a range of health questions before you are accepted. If your answers flag a health condition of concern, you 'may' be asked to take a medical or provide evidence that your condition is being treated and is under control.

If I pay off my mortgage before I die, can I get any money back?

No. If you live past the end of the agreed cover term, you cannot get premiums back. A whole of life policy or life assurance has no term and pays out whenever you die.

How do I get a quote?

Getting a mortgage life insurance quote is simple. Just complete the simple form here, it takes less than a minute.

Once completed, a member of the team of the expert life insurance team will search the best options for you, and come up with a price and policy to suit your needs.

If you are not entirely satisfied with their quote, you have no obligation to buy. If you are happy, then they will complete the paperwork for you and get the paperwork in the post.

It's as easy as 1,2,3.